Summary

This bill allows qualified family caregivers to make catch-up contributions to a retirement account for up to five years. A qualified family caregiver is an unemployed or severely underemployed adult who provides 500 hours or more of in-home care, monitoring, management, supervision, or treatment of an adult with special needs or a child during one tax year and has less than 500 hours of paid employment during the same tax year.

Summary written by the Congressional Research Service, Library of Congress. Heard is not affiliated with it. Written at: Introduced in Senate, 4/14/2026.

Bill text

Read the full text of the Introduced in Senate version (4/14/2026), exactly as published — 3,600 characters.

• Introduced in Senate4/14/2026On HeardOfficial document (HTML)

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