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Legislative record

119-HR2978FEDERALIntroduced

GUARD Act

Voted 9/16/2026View source

Summary

Guarding Unprotected Aging Retirees from Deception Act of 2026 or the GUARD Act of 2026 This bill allows state, local, and tribal law enforcement agencies and grantees that receive funds from certain law enforcement grant programs to use the funds to investigate general financial fraud, elder financial fraud, and pig butchering. Pig butchering refers to a confidence and investment fraud in which a victim is gradually lured into transferring increasing amounts of money, generally in the form of cryptocurrency, into a fake virtual investment. The bill allows federal law enforcement agencies to assist state, local, and tribal law enforcement agencies and fusion centers in the use of tracing tools for blockchain and related technology tools. Finally, the bill requires the Financial Crimes Enforcement Network (FinCEN) to report on efforts to combat general financial fraud, elder financial fraud, pig butchering, and scams, including an evaluation of any legislative recommendations to improve the efforts. The bill also requires FinCEN to report on the state of general financial fraud, elder financial fraud, pig butchering, and scams in the United States, including trends in the crimes.

Summary written by the Congressional Research Service, Library of Congress. Heard is not affiliated with it. Written at: Reported to House, 6/24/2026.

Bill text

Read the full text of the Placed on Calendar Senate version (9/16/2026), exactly as published — 9,075 characters.

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Roll-call record

How representatives voted

414 yea·7 nay·12 other