RELATING TO INSURANCE OF LAST RESORT.

Establishes the Fair Access to Insurance Requirements (FAIR) Program, which shall be established in and administered by the Department of Commerce and Consumer Affairs to ensure that residents in high-risk areas can purchase affordable and comprehensive property insurance coverage for their residential properties. Authorizes the Director of Commerce and Consumer Affairs to issue revenue bonds in amounts authorized by the Legislature, in which case the Premium Stabilization Fund shall be established by the Director. Effective 7/1/2050. (SD1)

Voted 12/8/2025

Roll-call record

How representatives voted

3 yea·0 nay·2 other

Angus McKelvey
State Senator · Democratic · HI
Yea
Carol Fukunaga
State Senator · Democratic · HI
Yea
Jarrett Keohokalole
State Senator · Democratic · HI
Yea
Tim Richards
State Senator · Democratic · HI
ABSENT
Brenton Awa
State Senator · Republican · HI
ABSENT

Docket history

Action history

12/8/2025Carried over to 2026 Regular Session.
2/10/2025Report adopted; Passed Second Reading, as amended (SD 1) and referred to WAM/JDC.
2/10/2025Reported from CPN (Stand. Com. Rep. No. 174) with recommendation of passage on Second Reading, as amended (SD 1) and referral to WAM/JDC.
1/31/2025The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in CPN were as follows: 3 Aye(s): Senator(s) Keohokalole, Fukunaga, McKelvey; Aye(s) with reservations: none ; 0 No(es): none; and 2 Excused: Senator(s) Richards, Awa.
1/24/2025The committee(s) on CPN has scheduled a public hearing on 01-31-25 9:30AM; Conference Room 229 & Videoconference.
1/23/2025Referred to CPN, WAM/JDC.
1/21/2025Passed First Reading.
1/17/2025Introduced.